Description
If you attended Session 1, you learned why Social Security is much more than a monthly check — and how creating greater autonomy can strengthen your retirement security, increase flexibility, and improve outcomes for both you and your surviving spouse.
Session 2 builds directly on that foundation. We’ll do a quick recap of the key concepts, then dive deep into the critical intersections between Social Security, taxes, Medicare premiums, healthcare costs, and retirement income decisions.
What You’ll Learn in This Session:
- How working in retirement affects your Social Security benefits and the current earnings test rules
- Strategies to reduce or avoid taxation on your Social Security benefits
- The Older Americans Benefits & Budget Act (OBBBA) and the new senior deduction
- How Medicare enrollment timing coordinates with Social Security
- What IRMAA is and proven strategies to minimize or avoid higher Medicare premiums
- Which income sources do not increase your MAGI (Modified Adjusted Gross Income) — a powerful planning advantage
- How coordinated planning across Social Security, taxes, and Medicare protects your long-term autonomy and financial flexibility
Full Session Agenda:
- Quick Review of Session 1 (Social Security 101)
- Working While Claiming
- Taxation of Social Security Benefits
- OBBBA & the New Senior Deduction
- How Medicare Fits Into the Picture
- Understanding IRMAA
- Income Sources That Do Not Increase MAGI
- Coordinated Planning Takeaways
- Live Q&A
This is a high-value, practical session designed for those approaching or already in retirement who want to make smarter, more informed decisions.
Date and Time
Thu, Jun 18, 2026
6:00p - 7:30p EST
Location
Virtual/Zoom
RICP® (Retirement Income Certified Professional®) is awarded by The American College of Financial Services.
NSSA® (National Social Security Advisor®) and IRMAACP™ (IRMAA Certified Planner™) are designations awarded by the National Social Security Association / IRMAA Certified Planner LLC to individuals who complete the required training, examination, and ongoing continuing education.
These marks may only be used by active designees who maintain all certification requirements.
This webinar is for educational purposes only and does not constitute personalized financial, tax, investment, or Social Security claiming advice. Attendees should consult their own qualified professional advisor before making any retirement decisions.
Advisory services are offered through Creative Financial Designs, Inc., a Registered Investment Advisor, and Securities are offered through CFD Investments Inc., a Registered Broker/Dealer, Member FINRA & SIPC. Covenant Financial Group and HLS Retirement Consulting Services, LLC are separate entities and are not owned or controlled by the CFD companies.